Regd. No. ಜಿಆರ್ಬಿ/ಆರ್ಜಿವಿಎನ್/ಸೌಕಾ/02/4949/2018-2019
Grow your savings with a co-operative that grows with you.
Deposit schemes, recurring deposits, loans and everyday banking services for the farming and working families of Budihal, Kasaba Hobli and Nelamangala Taluk.
“Your Encouragement is Our Success”
Deposit Schemes
Plans designed for every kind of saver
Rates of interest are subject to change periodically. Senior citizens, women, soldiers & handicapped persons get 0.5% extra on applicable schemes.
Bumper Deposit Scheme
13% p.a.Minimum term: 39 months. Senior citizens / women / soldiers / handicapped persons get 0.5% extra.
| Deposit Amount | After Maturity |
|---|---|
| ₹ 50,000 | ₹ 71,125 |
| ₹ 1,00,000 | ₹ 1,42,250 |
| ₹ 2,00,000 | ₹ 2,84,500 |
| ₹ 3,00,000 | ₹ 4,26,750 |
| ₹ 5,00,000 | ₹ 7,11,250 |
Monthly Income Plan
Monthly PayoutSpecial schemes also available for farmers. Receive a steady monthly income on your deposit.
| Deposit Amount | Monthly Income |
|---|---|
| ₹ 50,000 | ₹ 500 |
| ₹ 1,00,000 | ₹ 1,000 |
| ₹ 2,00,000 | ₹ 2,000 |
| ₹ 3,00,000 | ₹ 3,000 |
| ₹ 5,00,000 | ₹ 5,000 |
Best Returns on Deposit
Flexible TermsSenior citizens & housewives get 0.5% extra. Rate of interest subject to change periodically.
| Period | Interest |
|---|---|
| 30 Days to 90 Days | 5% |
| 91 Days to 180 Days | 6% |
| 181 Days to 1 Year | 8% |
| 1 Year+ up to 2 years | 10% |
| 2 Years+ up to 3 years | 12% |
| 3 Years+ and above | 13% |
Recurring Deposit (RD) Plan
Save MonthlyBuild savings with small, regular monthly deposits over 24, 39 or 60 months.
| Monthly Deposit | 24 Months | 39 Months | 60 Months |
|---|---|---|---|
| ₹ 500 | ₹ 13,621 | ₹ 23,943 | ₹ 41,243 |
| ₹ 1,000 | ₹ 27,243 | ₹ 47,886 | ₹ 82,486 |
| ₹ 2,000 | ₹ 54,486 | ₹ 95,772 | ₹ 1,64,972 |
| ₹ 3,000 | ₹ 81,729 | ₹ 1,43,659 | ₹ 2,47,459 |
| ₹ 5,000 | ₹ 1,36,216 | ₹ 2,39,431 | ₹ 4,12,431 |
| ₹ 10,000 | ₹ 2,72,432 | ₹ 4,78,863 | ₹ 8,24,863 |
Cash Certificate
Money DoublingYour deposit doubles at maturity.
- Women / Soldiers / Handicapped / Senior Citizens: doubles in 60 months
- General Public: doubles in 66 months
Bhagya Lakshmi Plan
Grows 3xStarts from a minimum of ₹10,000.
- Double in 50 months
- Triple in 100 months
- TDS not applicable on all deposits, as per the Income Tax Act
Vidyarthi Mitra Special Plan
For Students| Monthly | Term | After Term |
|---|---|---|
| ₹ 1,000 | 36 mo. | ₹ 45,000 |
| ₹ 2,000 | 36 mo. | ₹ 90,000 |
* Figures shown are illustrative maturity values from our current scheme sheet. Interest rates and terms are subject to change periodically — please visit the branch for the latest rates before investing.
Services
Everyday banking, all under one roof
SB Accounts
Current Accounts
ED Accounts
RD Accounts
DD & RTGS
E-Stamping Facility
Cheque Clearing
(KYC norms applicable)
Agreement Papers
Utility Bills
BESCOM · BWSSB · BSNL · Mobile
Loan Facilities
H.P. & Construction Loan
Personal Loan
Vehicle Loan
Deposit Loan
Gold Loan
Leadership
Our Board of Directors
The managing committee guiding our co-operative.
Sri B. T. Lakshmi Venkatesh
PresidentSri Thimmegowda H.P.
Vice PresidentSri Nataraj B.K.
DirectorSri Narasimha K.
DirectorSri Manjunath
DirectorSri Thimmegowda T.
DirectorSri Padmanabha H.M.
DirectorSri Hanumantharaju H.H.
DirectorSri C. Nagesh
DirectorSri Nanjundappa C.
DirectorSri Shantharaju K.C.
DirectorSri Srinivasa T. Gowda
DirectorSmt. Lakshmamma
DirectorSmt. Vijayalakshmi B.M.
DirectorSmt. Reshma B.V.
DirectorAbout Us
A co-operative rooted in the community
Negilayogi Souharda Credit Co-operative Limited serves the members of Budihal Gate and the surrounding villages of Kasaba Hobli, Nelamangala Taluk, Bangalore Rural District. We offer savings, recurring deposit and special-purpose schemes alongside loans and everyday banking services — built for farmers, workers, students, women and senior citizens in our community.
We're open all days except national holidays, so you can bank, save and grow with us on your schedule.
Working Hours
Open all days except National Holidays.
Contact
Visit our branch
📍 Address
#589, Budihal Gate, NH-4, Budihal Post,
Kasaba Hobli, Nelamangala Taluk,
Bangalore Rural Dist. – 562123